REGD. NO. 204 Of 1918

Head Office: 65M6+WP8, Shridharpur, West Bengal 713146


Financial Statements

Financial Statements

Comparative Financial Statements

Details
1918-19
1947-48
1977-78
1995-96
2006-07
Members
10
133
535
1160
1789
Deposit
.00023
.109
17.714
981.72
3938.98
Own Fund
.00072
.114
2.376
222.86
908.77
Working Capital
.011
.202
29.501
1336.65
7185.42
Loan Issued (Members)
*
*
7.89
45.73
74.01
Yearly Turn over
–
–
140.725
39396.15
67218.10
Net Profit
.00022
.011
.115
54.95
123.16
Total Loan outstanding
*
*
*
450.78
2738.53
Block Assets
*
*
*
100.73
252.08
Total Bad Debts
*
*
*
13.23
165.95
Of which members
*
*
*
3.41
15.63
Interest earned
*
*
*
224.49
601.13
Interest paid
*
*
*
188.15
391.42
Establishment Cost
*
*
*
80.03
202.58
Of which salary & bonus
*
*
*
28.42
123.12
Gross Profit
*
*
*
100.03
120.35
Total Sale
*
*
*
3634.67
4239.94
Of which fertilizer
*
*
*
3411.13
3732.76
Of which pesticides
*
*
*
152.34
175.33
Current Assets
*
*
*
321.69
968.33
Current liabilities
*
*
*
215.45
669.84

Comparative Financial Statements Continue

Details 1995–96 2006–07
Yield on assets 16.79% 8.36%
Cost of fund 14.07% 5.45%
Financial Margin 2.72% 2.91%
Return on capital employed 4.11% 1.71%
Return on investment 22.10% 8.65%
Cost of deposit 16.30% 6.24%
CD Ratio 45.91% 69.52%
Loan & investment to Working Capital 75.96% 96.72%
CA to CL 1.49:1 1.45:1
Investment to Working Capital 41.01% 53.15%
Loan to Working Capital 32.79% 34.56%
Block Asset to Working Capital 7.31% 3.18%
Investment in business to Working Capital 18.93% 9.09%
Investment in TD to Deposit 57.50 106.90

Comperative Financial Statement For Last 10 Years

Sl. No. Name of Accounts 1997-98 1998-99 1999-00 2000-01 2001-02
1 Members 1249 1256 1283 1304 1435
a General Caste 906 909 917 927 1023
b Schedule Caste 210 214 226 234 242
c Schedule Tribe 74 74 81 84 93
d Schedule Caste 59 59 59 59 59
e Schedule Caste —- —- —- —- 18
2 Schedule Caste (Share) 3.86 4.28 4.54 4.64 5.13
3 Schedule Caste (Funds) 315.4 353.1 412.5 418.5 460.2
4 Schedule Caste (Own Capital) 319.3 357.4 417.1 423.2 465.4
5 Deposits 1418 1931 2142 2433 2824
a of which savings 575.7 752.4 721.7 770.3 835.6
b of which T.D 842.4 1178 1420 1663 1988
6 Schedule Caste (Loan from Banks) 284.8 7.17 199.4 1045 1519
7 Schedule Caste (Net Working Capital) 2022 2295 2758 3901 4808
8 Schedule Caste (Investment in TD) 646 1237 1598 1914 2197
9 Schedule Caste (Total Loan outstanding) 734.1 417 569.6 1433 1828
10 Schedule Caste (Loan Issued to members’) 41.93 51.09 60.42 49.78 57.23
11 Schedule Caste (Members’ Loan coll) 38.4 49.84 56.55 40.57 61.03
12 Schedule Caste (Block Assets) 249.9 238.3 222.1 231.3 211
13 Schedule Caste (Closing Stock) 199.6 169.7 181.8 133.8 407.3
14 Schedule Caste (Total Bad Debts) 65.04 72.49 116.66 160.62 165.95
15 Schedule Caste (of which Members’ B/D) 8.89 9.23 11.14 15.91 18.21
16 Schedule Caste (Interest Earn) 364.7 445.4 275.4 362.1 375.4
17 Schedule Caste (Interest Paid) 344 406.1 243.7 311.3 263.9
18 Schedule Caste (Establishment cost) 102.7 98.72 101.1 116.8 128.7
of which salary & Bonus 39.07 51.13 57.91 61.54 68.62
19 Net Profit 37.34 59.52 2.03 41.82 68.33
20 Gross Profit 127.84 149.25 96.3 118.4 101.71
21 Total Sale 3605.84 2957.37 3187.45 3025.59 4009.9
a of Which Fertiliser 3280.81 2405.81 2795.74 2723.27 3565.62
b of Which Pesticides 151 184.5 225.79 179.34 187.6
c Fertiliser sale in M.T 62000 45000 46000 46453 48786
22 Yield on assets 18.03 19.40 9.98 9.28 7.80
23 Cost of Fund (%) 17.01 17.69 8.83 7.98 5.48
24 Financial Margin (%) 1.02 1.71 1.15 1.30 2.32
25 Return on Cap. Emp (%) 1.84 2.59 0.07 1.70 1.42
26 Return on Investment (%) 16.42 17.91 12.70 10.82 9.32
27 Deposits Cost (%) 14.25 12.03 11.37 8.95 9.34
28 C.D Ratio (%) 51.76 21.59 26.59 58.91 64.73
29 Loan & Investment to N.W.C 68.25 72.08 78.57 85.79 83.70
30 Yearly Turnover 45860.30 46574.00 44604.47 46026.57 56714.34
31 Current Assets 726.42 661.41 861.58 1021.56 1508.94
32 Current Liabilities 309.45 439.74 591.63 792.77 1006.82
33 C.A : C.Liabilities 2.35 : 1 1.50 : 1 1.46 : 1 1.29 : 1 1.50 : 1

COMPERATIVE FINANCIAL STATEMENT FOR LAST 10 YEARS (CONTINUED)

Sl. No. Name of Accounts 2002-03 2003-04 2004-05 2005-06 2006-07
1 Members 1509 1525 1627 1763 1789
a General Caste 1086 1094 1168 1248 1264
b Schedule Caste 248 249 263 295 301
c Schedule Tribe 96 97 98 112 113
d Univerasl 59 59 59 59 59
e S.H.G 20 26 39 49 52
2 Share 5.48 5.82 6.33 6.93 7.24
3 Funds 528.55 617.16 686.65 783.98 901.53
4 Own Capital 534.03 622.98 692.98 790.91 908.77
5 Deposits 3313.8 3414.6 3468.84 3841.1 3938.98
a of which savings 1166.2 1277.8 1416.99 1789.2 1757.23
b of which T.D 2147.6 2136.8 2051.85 2051.9 2181.75
6 Loan from Banks 914.01 2783 2527.29 2547.9 2337.67
7 Net Working Capital 4761.9 6820.6 6689.11 7179.9 7185.42
8 Investment in TD 2482.9 3065.9 3402.07 3797.2 4211.02
9 Total Loan outstanding 1060.3 3261.7 2926.49 3388.8 2738.53
10 Loan Issued to members’ 44.63 42.69 54.93 56.61 74.01
11 Members’ Loan coll 43.88 52.98 49.71 67.57 62.18
12 Block Assets 200.41 88.83 85.03 77.23 252.08
13 Closing Stock 307.68 125.24 51.22 72.87 146.96
14 Total Bad Debts 65.04 72.49 116.66 160.62 165.95
15 of which Members’ B/D 19.23 21.17 21.39 22.31 15.63
16 Interest Earn 505.36 529.3 600.56 497.54 601.13
17 Interest Paid 384.46 383.61 446.34 294.76 391.42
18 Establishment cost 141.31 144.72 155.06 176.04 202.58
of which salary & Bonus 101.26 106.66 112.00 117.16 123.12
19 Net Profit 88.68 69.57 80.12 117.62 123.16
20 Gross Profit 115.03 92.24 113.62 127.72 120.35
21 Total Sale 4176.98 3168.75 4137.24 4116.45 4239.94
a of Which Fertiliser 3679.68 2867.41 3749.87 3709.8 3732.76
b of Which Pesticides 146.19 129.46 158.87 182.29 175.33
c Fertiliser sale in M.T 59599 43107 54151 53255 51893
22 Yield on assets 10.61 7.76 8.97 9.76 8.36
23 Cost of Fund (%) 8.07 5.62 6.67 6.93 5.45
24 Financial Margin (%) 2.54 2.14 2.30 2.83 2.91
25 Return on Cap. Emp (%) 1.86 1.02 1.19 1.64 1.71
26 Return on Investment (%) 14.26 8.36 9.48 6.93 8.65
27 Deposits Cost (%) 9.09 6.19 7.44 7.68 6.24
28 C.D Ratio (%) 31.99 95.52 84.36 88.22 69.52
29 Loan & Investment to N.W.C 74.41 92.77 94.60 93.63 96.72
30 Yearly Turnover 58913.63 56303.63 67145.13 69381.8 67218.10
31 Current Assets 1984.87 1304.40 1062.85 1097.27 968.33
32 Current Liabilities 1036.23 881.92 890.54 887.73 669.84
33 C.A : C.Liabilities 1.92 : 1 1.48 : 1 1.19 : 1 1.23:1 1.45 : 1